ORB ADVISORY SERVICES

"At the intersection of tradition and innovation, we uphold the principle - "It's character that creates impact"

Uncover a suite of financial services where we cater to Indian Corporates, providing specialized offerings such as debt strategy, startup support, supply chain funding and holistic financial solutions. Our expertise extends to assisting NPA companies in need of funding support, offering solutions across secured and unsecured domains. Here, we stand at the nexus of local expertise and global vision, offering a distinctive fusion of regional insights and international exposure. Our commitment goes beyond local boundaries, providing a gateway to global funding solutions.

Embrace financial excellence with Orb strategically located on the western shores of India in Mumbai – a city known for its vibrant energy and symbolized by the majestic 'Gateway of India'

Amidst the vibrancy of this dynamic city, we take pride in operating within a nation anticipated to emerge as the world's third-largest economy within the next five years, according to the visionary Prime Minister of India, Shri Narendra Modi.

It is with immense pride and pleasure that I extend my heartfelt greetings to each one of you.

In our relentless pursuit of financial excellence, we have evolved into a dynamic entity that not only understands but anticipates the diverse and evolving needs of businesses and individuals in the complex financial landscape of India.

Our commitment to providing comprehensive financial consulting services is unwavering. Today, I am delighted to share with you the expansive array of activities that define our role as a trusted financial partner. From tax planning to investment strategies, debt management to market-specific advisory, and the intricacies of the share market, we have positioned ourselves as a beacon of financial expertise in India.

In our journey, we have recognized the unique challenges posed by the Indian market and the global arena. Our specialized local services, intricately woven into the fabric of India's business ecosystem, stand testament to our commitment to serving the diverse needs of businesses across the nation. Simultaneously, our global financial services, encompassing overseas funding, international project financing, and collaborative ventures, reflect our aspiration to be a catalyst for global success.

As we delve into the intricacies of share market dynamics, our expert team navigates the complexities of equity advisory, IPO guidance, derivatives trading, and continuous market analysis. We strive to equip you with the insights and strategies needed to harness the vast opportunities within the share market.

Our journey is marked by a relentless pursuit of excellence, innovation, and client-centricity. We don't just offer financial services; we craft solutions that redefine possibilities. The core of our philosophy lies in the belief that 'It's character that creates impact.' This character is reflected in the personalized and strategic financial support we provide to each client, ensuring their financial journey is not just successful but transformative.

I invite you to explore the multitude of services we offer, (INR & USD) each meticulously designed to meet your unique financial needs. Whether you are a business seeking to optimize your supply chain, an investor navigating the share market, or an entrepreneur with global aspirations, we stand ready to be your trusted financial partner.

Thank you for entrusting us with your financial journey. Together, let us shape a future of unparalleled financial success.

Warm regards,

Amit Kumar

Domestic funding:

Tailored to the nuances of the Indian market, our Local Structured Financing solutions provide businesses with the necessary financial frameworks to navigate the unique challenges and opportunities within the country. Whether it's optimizing capital structures or managing risk, secured & unsecured funding - we have you covered.

Global Financial Solutions:

Discover our all-encompassing financial services for Indian Companies crafted to transcend geographical boundaries. For Indian companies expanding to overseas locations, we facilitate essential financial partnerships through our international network by providing strategic advisory services for international business development, and offering tailored financial solutions for market entry and expansion strategies.

Collaborative Ventures: Overseas

Launch your brand globally with confidence! We empower Indian enterprises to expand their market presence globally. Our services include facilitating the establishment of overseas markets, offering funding support, and, in deserving cases, providing a minimum turnover guarantee to ensure the success of their ventures.

Supply Chain Finance & Invoice Financing

Facilitating a platform to streamline your supply chain activities, we connect you with institutional lenders in an entirely automated environment. The funding source is unsecured, and we additionally secure funds from family business houses and High Net Worth Individuals (HNIs). Our platform operates seamlessly with full automation.

Secured/Unsecured Alternative Funds:

We specialize in offering unsecured loans and alternative finance solutions to cater to various unforeseen financial needs. Whether you need a bridge loan, contingency funds for emergency expenses, working capital support during lean periods, or capital for unexpected opportunities, our flexible solutions are designed to address a diverse range of contingencies with efficiency and reliability.

IPO Guidance and Investment Strategies:

For businesses and individuals looking to enter the equity market through Initial Public Offerings (IPOs), our experts offer comprehensive guidance. From evaluating the potential of upcoming IPOs to devising investment strategies, we ensure that clients make informed decisions in the ever-evolving landscape of IPO investments.

Specialized Debt offering

UNLOCK RESOURCES At Orb Advisory Services, we take a personalized approach to debt management, recognizing that each client has unique financial circumstances and goals. Our experienced team of financial experts works closely with you to assess your current financial situation, analyze debt structures, and develop customized strategies to address your debt challenges effectively. We excel in providing financial support and arranging debt funds for you by leveraging our extensive network of funding sources.
Debt fund resources

CONSOLIDATE Single Payment: Debt consolidation. Simplify. Consolidate multiple high cost debt lenders and creditors into single entity, offering the advantage of replacing funds at highly competitive rates. Consolidation debt - secure lower overall interest rates - saving you money on interest payments over time. Debt consolidation provides a clear and structured repayment plan, helping you track progress, stay organized, and better manage your finances. Extended Repayment Period: Debt consolidation offers the option to extend your repayment period. Improved Credit Score: By managing your debt through consolidation with a single payment, you reduce the risk of missed or late payments, leading to an improved credit score over time.
Specialized offering

WHY CHOOSE US? Expertise: Our team brings extensive expertise in debt management, financial planning, and negotiation, ensuring effective solutions tailored to your needs. Personalized Approach: We prioritize understanding your unique financial situation and goals, crafting customized strategies for sustainable debt management. Client-Centric Service: Your satisfaction and financial well-being are our top priorities. We are committed to delivering exceptional service and tangible results. Transparent Communication: We believe in transparent communication, keeping you informed and involved throughout the debt management process. Long-Term Solutions: Our focus is on long-term financial stability. We work towards sustainable debt reduction, improved financial health, and a brighter financial future for you.
Solutions guaranteed

SECTORS WE SERVE Explore the industries and sectors where we excel, spanning from healthcare and technology to manufacturing, real estate, trading, and startups. Our customized solutions are crafted to address the distinct requirements of each industry. Whether you're in the dynamic realm of technology innovation, the intricate landscape of healthcare services, the bustling world of manufacturing and production, the strategic domain of real estate investments, the fast-paced environment of trading, or the entrepreneurial spirit of startups, we stand ready to deliver specialized and effective solutions that align with your industry's needs and goals.

What kinds of business activities are considered for financing or funding?

We consider funding requirements across various sectors, and the list provided is illustrative but not exhaustive. These sectors include:

Engineering services
Real estate construction
Infrastructure development
Manufacturing industries (both SME/MSME and large corporates)
Mining, minerals, and metals (excluding gold, precious metals, and stones)
Commodity trading (local and international) such as agricultural products, steel, coal, etc.
Petrochemicals
Public transport companies (both government and privately owned)
Electronics
Consumer goods

If your specific activity is not listed above, we welcome the challenge of exploring new opportunities. Please let us know your unique requirements.

Do you have a specific geographical focus for your operations?

Our operational reach spans across South East Asia, Bangladesh, India, Sri Lanka, and the UAE, with plans for further expansion in the coming years.
We prioritize operations in the Indian market.
Being independent, we offer a client-centered, holistic, goals-based approach that promotes financial freedom.
We are proactive and avoid conventional, plain vanilla fund options, ensuring personalized attention to your financial goals.
When you're ready to take charge of your financial future, we're here to support you every step of the way.

What sets apart your structured loan products and other financial models?

Please refer to the "Financial services" page for detailed information.

Every funding requirement is unique and tailored to the specific needs of the client and their business. Our financing solutions are not standard, plain-vanilla products, which is why each case is approached uniquely and requires unconventional strategies.

Alternative funding options must be carefully analyzed on a case-by-case basis. Our Unsecured Loan offering (available nationwide) is particularly distinctive. No matter how challenging the situation, whether it's a bad CIBIL score, default with banks, bridge loan requirement, or urgent funds needed for statutory payments, we provide solutions tailored to individual circumstances.

There are no one-size-fits-all formulas. We encourage such cases for thorough analysis. Explore our FAQ section on Unsecured Loans for more insights and engage with our interactive feature for a detailed assessment.

Each assignment presents a unique challenge that we are prepared to address.

What information is needed to proceed with funding?

GENERAL

Certificate of Incorporation of the Company & PAN card (partnership firm registration & deed / registration of sole proprietorship)
Memorandum & Articles of Association / relevant info for firms
List of present directors on the board of the company / partners / proprietor
Shareholding pattern in case of company
Licenses and registrations (GST & others)
Audited financials – last 2 years
Passport copy of the main signatory / director.
Business profile of the Company & website details
Credit report / rating report latest / D&B
Details of present borrowing (FB &NFB) Bank names / Consortium details.
The specific KYC documents needed can vary depending on the country. For clients in Singapore, Sri Lanka, and the UAE, we will provide the list of required documents separately for each case.

Further details needed for supply chain finance (invoice funding) ?

Current debtors & creditors profile age wise
Spend report* (suppliers of raw material & consumables) Suppliers' comprehensive with date of invoice & date of payment columns – of last 2 financial years
Contracted payment terms of suppliers & mode of transaction – cash purchases, deferred payments, LC etc.- the existing payment methods used by the prospect
Sample contracts if any with suppliers
ERP details – SAP/ Tally / Dynamics Microsoft / Odoo / Oracle / Deltek /or any other
If on SAP, please provide SAP Release, SAP Product Version

SPECIFIC INFORMATION ON SUPPLY CHAIN (INVOICE FINANCE)

Payment method - This will help us to better understand the existing payment methods used by the prospect.
Payment terms - This will help us to understand the actual terms of payment (in SAP, the individual terms have acronyms, which are not necessarily telling the number of days until payment will be done)
Supplier master - This information will help us to a) understand the complexity of the supply chain (number of suppliers, local/overseas, maybe industries involved), but also whether suppliers are already on our records and whether relevant data is maintained in the first place (e.g. for the onboarding process we need your suppliers to have a primary mail-contact and a valid tax-ID)
Spend report – details *This report gives us a comprehensive overview of the spending for 12 months across all suppliers. The report details information such as supplier ID, invoice date, baseline date, invoice amount, payment date, etc.) This report is key to create an educated estimate about the early payment potential Invoice creation and posting.
How are invoices submitted? How do you determine the baseline-date when entering invoices in SAP?
What is the time spent between invoices received and invoice posted (days)? Data sheet mentioning invoice generation date and payment date.
What is the time spent between invoices posted and invoice paid (days)?
Do you have any AP-automation solution in place? If yes, which one?
Payments - What is your standard payment terms (days)?
How many payment runs does your organization do per month?
Do you have a payment approval process?
What are your payment methods?
Is your SAP-system directly connected to your bank(s)?

Non-NBFC

We, Orb Financial Consultants P. Ltd. hereby declare and affirm that we are not a Non-Banking Financial Company (NBFC) as defined by the Reserve Bank of India (RBI) or any other applicable regulatory authority. We wish to clarify that our primary business operation is solely that of an intermediary or loan arranger. We do not engage in the acceptance of public deposits or the provision of loans or advances on our own account. Instead, we act as facilitators connecting borrowers with affiliated investors and lenders who are willing to provide financial assistance. Our role is limited to arranging and facilitating loan transactions between borrowers and our network of affiliated investors and lenders. We do not engage in the business of lending, borrowing, or financial intermediation directly. We do not use our own funds or resources to provide loans to any party. Furthermore, we are fully committed to complying with all relevant laws, regulations, and guidelines governing the financial sector in India. We maintain complete transparency in our operations and strive to ensure that all our activities are conducted in accordance with the legal and regulatory framework applicable to loan arrangement services. This declaration is made to affirm our status as loan arrangers and to provide clarity regarding our business operations. We shall undertake all necessary steps to ensure ongoing compliance with the prevailing regulatory requirements, including any updates or amendments that may arise. Should there be any questions or inquiries regarding our status as a loan arranger or any other matters related to our business operations, we welcome inquiries and are available to provide further clarification as needed.

10-B - Enam Shambhav Building, C-20, G Block BKC Mumbai 400051 - India

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